Uber Accidents and Legal Remedies: How to Pursue a Claim
Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can get a ride almost anywhere, simplifying the way we move around. However, with convenience comes risks. Crashes uber loses uk class action lawsuit can still take place, leading to potential passenger injuries.
We will cover typical Uber accident injuries, how to determine liability, as well as the legal process for compensation.
Frequent Injuries from Uber Rides
Passengers in an Uber may suffer many different types of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Cervical Strain: Whiplash often results from rear-end crashes, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.
Fractures: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Spine Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.
Muscle Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Despite being "minor," they can cause considerable pain and complications.
Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.
Who Is Liable in an Uber Accident?
Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
The Role of Uber: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.
Insurance Coverage for Uber Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Steps in an Uber Injury Lawsuit
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.